now backed by allstate. click or call. >> bill: tonight is a two-fer both concerning me. kind of vain but might be useful to you. my newspaper column is about the lessons all of us can learn from hurricane sandy even if you weren't affected. premium only, sign up and get a free book to boot. factor tip of the day. the mail now ... not likely to happen but i appreciate her watching. >> bill: most likely will will not, sandy. it's tragic. >> bill: calm down, mike. >> thank you for your service, j.c. mail is great to hear, amy, i wrote the books to get the kids involved. thanks for being a good mom. that is it for us tonight. check out the fox news factor website which is different than bill o'reilly .com. talking points memos are getting very important so if you miss it you can access it there. on monday evening i will not make a prediction about the race because unless something happens over the weekend that is startling but i'm going to tell you how it really is going shake down. not going to be a formal prediction but we are are going to go on the record on a lot of thin